Terms and Conditions

Last updated: 23 September 2026

Who Operates the Site and Acceptance of the Terms

celebwaveix operates this website as a provider of health insurance products and services targeted at residents and businesses in Singapore. By accessing or using this site you acknowledge that you have read, understood and agree to be bound by these terms and conditions. If you do not agree you must stop using the site immediately. Continued use after any update constitutes acceptance of the revised terms.

Eligibility and Permitted Use

Access is restricted to individuals and entities legally capable of entering into binding contracts under Singapore law. You must be at least 18 years old and not prohibited by any applicable law from purchasing or inquiring about health insurance. You may use the site only for lawful purposes related to obtaining information about or purchasing health insurance products offered by celebwaveix. Commercial scraping, automated data collection or any use that interferes with site operation is not permitted.

Prohibited Conduct

You must not upload or transmit any material that is defamatory, obscene, infringing or harmful. You must not attempt to gain unauthorised access, introduce malware, or engage in any activity that could damage the reputation or operations of celebwaveix. Violations may result in immediate termination of access and referral to Singapore authorities where criminal conduct is suspected.

Accounts, Submissions and User Content

Where you create an account or submit information such as health details for quotations, you are responsible for maintaining the confidentiality of your credentials and for the accuracy of all submissions. celebwaveix may refuse or remove any content that it considers inappropriate. You retain ownership of your personal submissions but grant celebwaveix a licence to use them for providing services and complying with regulatory obligations under the Monetary Authority of Singapore and the Personal Data Protection Act.

Ownership of Site Content, Trademarks and Permitted Limited Use

All text, graphics, logos and software on the site are owned by celebwaveix or its licensors. You may view and print limited portions for personal non-commercial use only. Any other reproduction, distribution or modification requires prior written consent. Trademarks such as the celebwaveix name and logo may not be used without express permission.

Third-Party Services and Links

The site may contain references to third-party insurers, medical providers or payment processors. These references do not constitute endorsement. celebwaveix is not responsible for the content, availability or practices of any third party and you access such services at your own risk. Always review the terms of any third-party site before providing personal or payment information.

Availability, Changes, Suspension and Termination

celebwaveix strives to maintain continuous availability but does not guarantee uninterrupted access. The company may modify, suspend or discontinue any part of the site at any time without notice. celebwaveix may terminate your access for breach of these terms. Upon termination you must cease all use and destroy any downloaded materials in your possession.

Disclaimers Subject to Mandatory Consumer Law

The site and its content are provided on an as-is basis. celebwaveix makes no warranties regarding accuracy, completeness or fitness for any particular purpose beyond those that cannot be excluded under the Unfair Contract Terms Act or the Consumer Protection (Fair Trading) Act. Health insurance information is general in nature and does not replace personalised advice from a qualified advisor.

Limitation of Liability

To the maximum extent permitted by Singapore law, celebwaveix and its officers shall not be liable for any indirect, incidental or consequential loss arising from use of the site. Direct liability is limited to the amount paid by you for the specific service giving rise to the claim. Nothing in these terms excludes liability for death, personal injury caused by negligence, fraud or any other liability that cannot be limited or excluded by law.

Indemnity

You agree to indemnify and hold harmless celebwaveix from any claims, losses or expenses arising from your breach of these terms or from any content you submit. This indemnity survives termination of your use of the site.

Governing Law, Courts and Consumer Dispute Rights

These terms are governed by the laws of Singapore. Any dispute shall be subject to the exclusive jurisdiction of the courts of Singapore, subject to your right to pursue claims through the Financial Industry Disputes Resolution Centre or other statutory consumer protection mechanisms where applicable. Nothing in these terms affects your statutory rights under Singapore consumer protection legislation.

Severability, Waiver, Changes, Contact Route and Last-Updated Date

If any provision is found invalid the remaining provisions continue in full force. Failure to enforce any right does not constitute a waiver. celebwaveix may update these terms at any time and the current version will be posted with a new last-updated date. For questions contact celebwaveix using the details on the Contacts page or by writing to 1 Finlayson Green, Singapore 049246, calling 1800 248 8000 or emailing [email protected]. These terms constitute the entire agreement between you and celebwaveix regarding site use.