Cookies Policy

Last updated: 23 September 2026

What Cookies and Similar Technologies Are

Cookies are small text files placed on your device when you visit a website. They allow the site to remember actions and preferences over time. Similar technologies include web beacons, pixels and local storage objects. These tools can store or access information such as device identifiers, browsing patterns, location data and authentication tokens. In the context of an insurance health platform, they may also record details about policy comparisons or quote requests to improve service delivery.

Why the Site Uses Cookies

celebwaveix operates a commercial insurance health website serving Singapore residents. Cookies help deliver core functions such as secure logins, quote calculators and personalised policy recommendations. They also support analytics that measure how visitors interact with health insurance content, enabling continuous improvement of the user experience while complying with the Personal Data Protection Act.

Categories of Cookies Used

Strictly Necessary Cookies

These cookies are essential for the website to function. They enable secure sessions, fraud prevention and basic navigation. Without them, features such as submitting a contact form or accessing protected health insurance portals would not work.

Functional Cookies

Functional cookies remember user preferences such as language settings or previously viewed health plan comparisons. They enhance convenience but are not required for basic operation.

Analytics or Performance Cookies

These cookies collect aggregated information about page visits and user flows. They help celebwaveix understand which insurance health articles or tools are most useful, allowing data-driven refinements under PDPA accountability obligations.

Advertising or Targeting Cookies

Where used, these cookies support relevant health insurance promotions. They are deployed only after consent and are limited to non-sensitive interest categories.

Social-Media Cookies

These may be present if the site embeds content from social platforms. They facilitate sharing of blog posts about insurance health topics while respecting user consent choices.

First-Party Versus Third-Party Cookies

First-party cookies are set directly by celebwaveix and remain under its control. Third-party cookies come from service providers such as analytics platforms or advertising partners. Both types are disclosed in the provider table below, and third-party use is governed by contractual safeguards aligned with Singapore law.

Session Versus Persistent Cookies

Session cookies expire when the browser closes and are used for temporary tasks such as maintaining login during a quote session. Persistent cookies remain for a defined period, typically between thirty days and twenty-four months, to retain preferences or measure long-term campaign performance. Exact durations appear in the table that follows.

Data Handled and Purpose of Each Category

Necessary cookies process minimal identifiers required for security. Functional cookies store preference flags. Analytics cookies handle anonymised usage statistics. Advertising cookies may process interest segments related to health insurance. All processing respects PDPA notification and consent requirements where personal data is involved.

Consent or Exemption Basis Under Singapore Law

Strictly necessary cookies operate under the legitimate interests exception of the PDPA because they are required for the website to function. All other categories rely on prior consent collected through the site-wide cookie banner. Consent can be withdrawn at any time without affecting the lawfulness of processing before withdrawal.

Cookie Provider Table

Name: _session – Purpose: Maintain secure login – Provider: celebwaveix – Category: Strictly necessary – Duration: Session
Name: pref_lang – Purpose: Remember language choice – Provider: celebwaveix – Category: Functional – Duration: 12 months
Name: _ga – Purpose: Measure site usage – Provider: Google Analytics – Category: Analytics – Duration: 24 months
Name: _fbp – Purpose: Support relevant health insurance advertising – Provider: Meta – Category: Advertising – Duration: 3 months

How the Consent Manager Works

The cookie banner appears on first visit and allows granular selection of categories. Users may accept all, reject non-essential cookies or customise choices. Selections are stored for twelve months. To change preferences later, visitors can reopen the banner via the footer link or clear browser data and revisit the site.

Browser-Level Controls

Most browsers permit blocking or deleting cookies through settings menus. Disabling necessary cookies will prevent login and form submission on this insurance health platform. Disabling analytics cookies reduces the data available to improve services but does not affect core functionality.

International Transfers

Some third-party providers may process data outside Singapore. Appropriate contractual protections are in place. Details of data handling appear in the Privacy Policy.

Policy Changes and Contact

celebwaveix may update this Cookies Policy to reflect legal or operational changes. The current version is always available on this page. For questions, please use the contact form on the Contacts page or email [email protected]. Telephone enquiries are welcome at 1800 248 8000 and written correspondence may be sent to 1 Finlayson Green, Singapore 049246.